UPP Acquiring Solution is a full service acquiring processing solution with all card acceptance channels like POS, mPOS, ATM, e-commerce, m-commerce. Powerful settlement engine simplifies multiple settlement cycles within a day, manages the settlement process all card payment acceptance channels, provides compliant infrastructure card industry security standards.
Our system is a comprehensive solution designed to manage merchant relationships with a single merchant setup for more than one programs. It is possible to track POS activities in a single or multi-financial institution acquiring environment. Features include flexible transaction capture methods such as draft processing or electronic data capture, merchant settlement and payment distribution while providing online real-time merchant inquiry into the merchant’s daily activity.
EMV, magnetic, contact and contactless payment support
Single merchant profile for multiple stores/terminals
Multiple settlement cycles
Flexible pricing parameters for commission and fee management
Easy settlement process between merchant and acquirer
Secure payments of card present, CNP and recurring
Dispute and chargeback management
Web-based merchant portal for more visibility of payment transactions
UPP Terminal Management System enables the institutions to provide multi-functional, multi-terminal flexible systems for different kind of payment terminals like POS, merchant ATMs, Validators, KIOSKs. In addition, a wide range of payment acceptance such as debit, credit, prepaid, private label, loyalty, magnetic, EMV, contact, contactless functions is supported.
A single terminal management solution for POS, merchant ATMs, KIOSK and Validators
Different messaging protocol support for terminal communication like ISO8583, TLV etc.
Terminal-based transaction authority definition
Inventory management for terminal hardware and software
ATM Management & Monitoring
UPP ATM Management solution offers a fast and reliable connection with all banking systems to actively promote client satisfaction. ATM Management System can be associated with an unlimited number of terminals in theory.
Status notification to authorized personnel via text, email, and other messaging media
Key transfer from the center to ATMs without physical key input thanks to Remote Key Loading server
Online monitoring of ATM devices status, cash statuses and transactions
e-Journal management and reconciliation
NDC and ISO8583 messaging protocol
Comprehensive ATM device and network monitoring tool
Drag and drop state-screen design
E-Commerce Payment Gateway
UPP E-Commerce Payment Gateway solution offers end-to-end back office, integration APIs, transaction management, monitoring and reporting which meets financial institutions needs to manage their e-commerce and m-commerce card payment transactions.
Detail transaction monitoring and dashboard reporting
API sandbox and/or e-commerce platform plug-ins for easy merchant integrations
Point earning and burning for e-commerce and m-commerce transactions
Integration with secure card storage for one-click payments including 3D Secure
Offers simple, easy and secure checkout experience to merchants
Integrated risk management tool
E-shop and shopping chart integrations
Invoice Payment Management and reconciliation
Accounting software integration
Recurring Payment Management
Recurring Payment Management is a web-based application to manage payment from credit, debit, prepaid cards, e-mail, account and direct debit payment from a member bank account. The solution eliminates manual operations for recurring payment tracking. Example of direct debit can be an electricity bill, TV and internet payments the frequency and amount can be changed weekly, monthly, quarterly, annual period.
Web-based reporting and customer setup portal
Customer, card, account, e-mail transfer definition
Direct debit transaction management from core banking systems
Automated transaction process according to a defined period
Flexible amount, period (weekly, bi-weekly, monthly, Semi-monthly, Quarterly and yearly) definition
Transaction freeze and unfreeze functions
Notification to merchant via SMS, e-mail and portal